What Is Public Housing?
Public housing was established to provide decent and safe rental housing for eligible low-income families, the elderly, and persons with disabilities. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families. There are approximately 1.2 million households living in public housing units, managed by some 3,300 housing agencies (HAs). The U.S. Department of Housing and Urban Development (HUD) administers federal aid to local housing agencies (HAs) that manage the housing for low-income residents at rents they can afford. HUD furnishes technical and professional assistance in planning, developing and managing these developments.
Who is eligible and how do I apply?
Public housing is limited to low-income families and individuals. An Housing Agency (HA) determines your eligibility based on:
1) annual gross income
2) whether you qualify as elderly person, a person with a disability, or as a family
3) U.S. citizenship or eligible immigration status. If you are eligible, the HA will check your references to make sure you and your family will be good tenants. HAs will deny admission to any applicant whose habits and practices may be expected to have a detrimental effect on other tenants or on the project's environment.
HAs use income limits developed by HUD. HUD sets the lower income limits at 80% and very low income limits at 50% of the median income for the county or metropolitan area in which you choose to live. Income limits vary from area to area so you may be eligible at one HA but not at another. The HA serving your community can provide you with the income levels for your area and family size, or you can also find the income limits here on the internet.
How do I Apply?
If you are interested in applying for public housing, contact your local HA. If you have trouble contacting the HA, contact the local HUD Field Office.
How Does The Application Process Work?
The application must be written. Either you or the HA representative will fill it out. An HA usually needs to collect the following information to determine eligibility:
- Names of all persons who would be living in the unit, their sex, date of birth, and relationship to the family head
- Your present address and telephone number
- Family characteristics (e.g., veteran) or circumstances (e.g., living in substandard housing) that might qualify the family for tenant selection preferences
- Names and addresses of your current and previous landlords for information about your family's suitability as a tenant
- An estimate of your family's anticipated income for the next twelve months and the sources of that income
- The names and addresses of employers, banks, and any other information the HA would need to verify your income and deductions, and to verify the family composition
- The PHA also may visit you in your home to interview you and your family members to see how you manage the upkeep of you current home.
After obtaining this information, the HA representative should describe the public housing program and its requirements, and answer any questions you might have.